||Complete and sign 3 or 4 page residential
loan application Form 1003 and attached loan info sheet,
credit authorization and fair lending notice. Page 4
of the application is a continuation page in case you
need additional space for your assets or liabilities.
If you make a mistake while filling out the application
cross it out, and make a change. Do NOT use white out.
||If you are salaried: provide
two years W-2 and one month of paystubs OR
if you are self-employed: provide two years tax
returns and a YTD profit and loss statement.
||If you own rental property, please
provide rental agreements and two years tax returns.
||If you wish to speed up the approval
process, please also provide three months bank statements
for each bank, stock and mutual fund account.
||Provide recent copies of any stock
brokerage or IRA/401K accounts that you may have.
||If you are requesting a cash out
refinance please provide a letter explaining what you
plan to do with the proceeds.
||Provide copy of divorce decree if
||If you are NOT a US citizen provide
us with a copy of your green card (front & back),
or if you are NOT a permanent resident provide us with
your H-1 or L-1 Visa.